Public Investment Research · Educational Only
Don't waste your money.
Tell us how much, how much risk, and when you need it. We'll show you a plan.
Educational research only. Not personalized advice. Past performance does not guarantee future results.
Research at a glance
Research at a glance
The latest research, in small pieces — each one shows when it was last updated, and each one stands on its own.
Build My Investment Plan
Build My Investment Plan
Answer three questions, then press the button. Your plan appears below.
$500 – $500,000. Type an amount or drag the slider.
Your Plan
Your investment plan
Research updated Oct 17, 2026.
Your plan will appear here.
Set your amount, risk, and timeline above, then press Build My Investment Plan.
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Your inputs changed — to update your plan.
What your money goes into
Core = broad-market funds, the steady base · Enablers = big established tech companies · Satellite = small, high-risk side bets · Defensive = bonds · Cash = cash on hand
Group mix
Tax note:
Illustrative model — not a recommendation for you. Consult a qualified advisor. Read the full disclaimer.
Press Enter to open the first match. Click any row to open its full note.
| Stock symbol | Kind | Amount ($) | % | Yearly fee | Why we like it | Biggest risk | What to watch | Next earnings |
|---|
No investments match — to see everything again.
Illustrative model — not a recommendation for you. Consult a qualified advisor.
Holdings Explorer
Explore all the holdings
Look through everything we research — filter by group, by how the research stands, or by kind, or search by name. Research only: this page never shows prices.
| Stock symbol | Name | Kind | Group | Research stands | Latest note |
|---|
No holdings match — clear a filter or the search to see everything again.
Click any row to open its full research note. Educational research only — not personalized financial advice.
Groups
The groups behind every plan
Every holding sits in one group. Here is what each group is for, how many holdings it has, and how its research stands. Pick a group to see its holdings.
Earnings
Earnings ahead
The upcoming earnings dates we can date-check, soonest first. Research only — dates can move, so confirm on the company's own calendar before acting.
Deep Dives
Deep-dive rounds
Twice a week we take a small set of holdings apart in depth. Here is the latest round and the rounds before it.
How we research
How we pick what's in your plan
Every pick in your plan is checked from several angles before it makes the cut.
- Value — Is it priced fairly for what it earns?
- Growth — Is the market it serves growing?
- Numbers — What does the data show about momentum and how much it swings?
- Risk — What could go wrong? Debt, regulation, and fragile supply chains can flag or remove a pick.
- Scenarios — We look at what happens if things go badly, as expected, or really well.
- Freshness — Research updates twice a day from company filings, earnings, and headlines.
- Honesty — No paid data, no copied articles, no guarantees. Educational research only — not personal advice.
How It Works
How it works
- Tell us your amount, risk, and timeline — three questions, no account, no email.
- We show you a plan — what to hold, how much, and why, with the biggest risk for each pick.
- You decide — this is research, not a recommendation. Talk to a qualified advisor before you invest.
Disclaimer
Educational research only
This site is educational research only. It is not personalized financial advice. We are not licensed financial advisors. Nothing here is a recommendation to buy or sell any security. All picks are illustrative research models, not instructions for your situation. Calculator output is an illustrative model — not a recommendation for you. Consult a qualified advisor.
Investing involves risk, including loss of principal. Aggressive growth stocks can drop 30–50% or more in a year. Past performance does not guarantee future results. Prices, earnings dates, and market levels change — verify all data before acting. Yearly fees and earnings dates marked "Verify" are not confirmed — check the fund provider's page or the company's investor-relations calendar before acting.
Do your own research and consult a qualified financial professional who knows your goals, timeline, taxes, and risk tolerance before making investment decisions. No promises of returns are made on this site.
Site: Don't Waste Your Money · Content as-of Oct 17, 2026 unless noted. All copy on this site is original. No live price feed.